CD's and IRA's
Mascoma Savings Bank offers a variety of Certificate of Deposits and IRA’s with many terms and rates based on your needs. For more information click on “current rates”.

If Federal Deposit Insurance Coverage (FDIC) is a concern of yours on balances greater than *$100,000 we offer an innovative new service with significant advantages for deposits with more than *$100,000 in cash or other assets. Through our participation in the Certificate of Deposit Account Registry Servicesm (CDARSsm)

*On October 3, 2008, FDIC deposit insurance temporarily increased from $100,000 to $250,000 per depositor through December 31, 2009.