Deposit
Rates
Effective as of: November 18, 2009
CD/IRA SPECIAL**
| ||||
CD/IRA
| Annual
Percentage Yield - Fixed | Minimum Balance
to Obtain APY | Minimum Balance
to Open | Interest
Rate Fixed |
7 MONTHS CD/IRA SPECIAL
| 1.15%
| $1,000
| $1,000
| 1.14%
|
| 7 MONTHS CD SPECIAL RGP/RBP/PPC | 1.25%
| $1,000
| $1,000
| 1.24%
|
| CHECKING
AND
SAVINGS | Tiers
| Annual
Percentage Yield | Minimum
Balance
to Obtain APY | Minimum
Balance
to Open | Interest
Rate |
ALL INTEREST IS PAID ON LEDGER BALANCES
| |||||
Rewards Checking
| 2.50% | $.01- $49,999.99 *+ | $50.00 | 2.47% | |
| 1.01% | $50,000.00 and above *+ | $50.00 | 1.00% | ||
| 0.10% | $.01 and above | $50.00 | 0.10% | ||
Relationship
Gold Plan
| 2nd Tier
| 0.25%
| $2000.00
| $50.00
| 0.25%
|
1st
Tier
| 0.15%
| $1000.00
| $50.00
| 0.15%
| |
| Health Savings Account Checking | 2.00%
| $100.00
| $50.00
| 1.98%
| |
Statement
Savings
| 0.40%
| $100.00
| $10.00
| 0.40%
| |
Minor
Savings
| 0.40%
| $10.00
| $10.00
| 0.40%
| |
Money
Management Savings
| 5th
Tier
| 0.60%
| $100,000.00
| $1,000.00
| 0.60%
|
4th
Tier
| 0.50%
| $50,000.00
| $1,000.00
| 0.50%
| |
3rd
Tier
| 0.50%
| $25,000.00
| $1,000.00
| 0.50%
| |
2nd
Tier
| 0.40%
| $10,000.00
| $1,000.00
| 0.40%
| |
1st
Tier
| 0.25%
| $1,000.00
| $1,000.00
| 0.25%
| |
First-Class Savings
| 5th Tier
| 1.15%
| $250,000.00
| $10,000.00
| 1.14%
|
4th Tier
| 1.10%
| $100,000.00
| $10,000.00
| 1.09%
| |
| 3rd Tier | 1.00%
| $50,000.00
| $10,000.00
| 1.00%
| |
2nd
Tier
| 0.85%
| $25,000.00
| $10,000.00
| 0.85%
| |
1st Tier
| 0.75%
| $10,000.00
| $10,000.00
| 0.75% | |
*+ Qualifications required
| |||||
CERTIFICATES OF DEPOSIT
| CERTIFICATES
OF DEPOSIT** | Available
Term
| Annual
Percentage Yield Fixed | Minimum
Balance to obtain APY | Minimum
Balance to Open | Interest
Rate
Fixed |
| 7
Days
| 7-30
days
| .50%
| $5,000.00
| $5,000.00
| .50%
|
| 3
Months
| 90-181
days
| .75%
| $2,500.00
| $2,500.00
| .75%
|
| 6
Months
| 182-272
days
| 1.00%
| $1,000.00
| $1,000.00
| 1.00%
|
9 Months
| 273-364 days
| 1.25%
| $1,000.00
| $1,000.00
| 1.24%
|
| 1
Year
| 365-547
days
| 1.25%
| $500.00
| $500.00
| 1.24%
|
| 1
Year PPC/RBG
| 365-547
days
| 1.50%
| $500.00
| $500.00
| 1.49%
|
| 1
1/2 Years
| 548-729
days
| 1.60%
| $500.00
| $500.00
| 1.59% |
| 2
Years
| 730-1,094
days
| 2.00% | $500.00
| $500.00
| 1.98%
|
| 3
Years
| 1,095-1459
days
| 2.75%
| $500.00
| $500.00
| 2.71%
|
| 4
Years
| 1460-1824
days
| 3.00%
| $500.00
| $500.00
| 2.96%
|
| 5
Years
| 1825
OR >
days
| 3.25%
| $500.00
| $500.00
| 3.20%
|
| RETIREMENT
ACCOUNTS** | Available
Term
| Annual
Percentage Yield Fixed | Minimum
Balance to obtain APY | Minimum
Balance to Open | Interest
Rate
Fixed |
7
Days
| 7-30
days
| .50%
| $5,000.00
| $5,000.00
| .50%
|
1
1/2 YR-Variable Rate
| 547
days
| 1.35%
| $25.00
| $25.00
| 1.34%
|
1
Year
| 365-547
days
| 1.25%
| $500.00
| $500.00
| 1.24%
|
1
1/2 Years
| 548-729
days
| 1.60%
| $500.00
| $500.00
| 1.59%
|
2
Years
| 730-1,094
days
| 2.00%
| $500.00
| $500.00
| 1.98%
|
3
Years
| 1,095-1,459
days
| 2.75%
| $500.00
| $500.00
| 2.71%
|
4
Years
| 1,460-1,824
days
| 3.00%
| $500.00
| $500.00
| 2.96%
|
5
Years
| 1,825
or > days
| 3.25%
| $500.00
| $500.00
| 3.20%
|
|
Business
Checking Earnings Credit
|
1.50%
|
|
Business
NOW Earning Credit
|
1.40%
|
|
Business
Sweep (refer to Bus. Development)
|
TIERED
|
|
Loan
Escrow Account Rate
|
.40%
|
The Annual Percentage Yield shown is accurate for the first date of the period shown. Please call any office to obtain the current APY.
Fees could reduce earnings on an account.
The rates on all accounts except fixed rate certificates are variable and may change after the account is opened.
**Penalty for early withdrawal may be imposed.
RATES AND PROGRAMS ARE SUBJECT TO CHANGE WITHOUT NOTICE